وَلَوۡلَا فَضۡلُ ٱللَّهِ عَلَيۡكُمۡ وَرَحۡمَتُهُۥ وَأَنَّ ٱللَّهَ تَوَّابٌ حَكِيمٌ
(You would have erred) had it not been for the favors of Allah and His mercy upon you; and also the fact that Allah is the most Forgiving and the Wisest
Author: Dr Munir Munshey