وَلَوۡلَا فَضۡلُ ٱللَّهِ عَلَيۡكُمۡ وَرَحۡمَتُهُۥ وَأَنَّ ٱللَّهَ تَوَّابٌ حَكِيمٌ
Had it not been for the grace of Allah upon you, and His mercy, and (had it not been) that Allah is Most-Relenting, All-Wise, (you would have faced severe hardships)
Author: Muhammad Taqi Usmani